Health Insurance

Health insurance plans

Health insurance plans can be public as well as private insurance policies. They can different options for all kinds of health care needs. There are health insurance plans that are PPOs, HMOs and individual plans. There are special health insurance plans just for children and people over the age of 65. These plans can have […]

Instant health insurance quotes

We are well aware that health insurance is one of life’s essentials. However the thought of having to fight your way through question after question and a pile of paperwork in order to secure a quote can be extremely off-putting. It is obviously best to shop around to ensure that you are getting the best […]

Family health insurance plans

Your family is likely to be the most important thing in your life therefore you should do everything possible to keep them safe and healthy. Family health insurance plans usually consist of an individual, typically a parent, adding the other members of their immediate family to their policy. You will find that by having all […]

Maternity health insurance

Women who are pregnant or who are trying to conceive need to have maternity health insurance to help cover expenses. Having a baby is very expensive and can cost up to $10,000 without maternity health insurance. This kind of health insurance will help cover expenses for prenatal care, ultrasounds and the doctor and fees for […]

Group health insurance

Many people have questions regarding which health insurance is best for them and their individual needs. It is important to understand that not all policies and certainly not all insurance companies are alike. The more you learn and understand about health insurance in general, the more likely you are to end up with coverage that […]

Temporary health insurance

Temporary health insurance or short term health insurance is designed for healthy individuals and families in transition. It provides a safety net and peace of mind for someone who is no longer covered by their main health insurance policy for whatever reason. There are numerous temporary policies to choose from and the benefits will vary […]

Medicare supplemental insurance

As of January 2006, there are now twelve different standardized Medicare Supplemental Insurance Plans. These plans are labeled from A through L and are sometimes also referred to as MediGap Plans. Each of these twelve plans offers different benefits with Plan A offering the fewest benefits and Plan J offering the most benefits. Plan A […]

Long term health care insurance

Long term health care insurance is designed to pay benefits in the event an individual suffers a disability or chronic illness that requires long term medical care outside of the hospital. This medical care can be given in a long term care facility or in home care. You can purchase long term health care insurance […]

Short term disability insurance

Do you have a high enough level of savings in place if you were unable to work for a number of months due to a disability or illness? This is exactly what a short term disability insurance policy is for. Recent statistics produced by the Council of Disability Awareness informs us that up to 30% […]

Self employed health insurance

For anyone who is self employed the subject of health insurance is of interest. Self employed health insurance is essential for those who own and operate their own business. You will not neglect your health just because you do not have health insurance. With the high cost of medical bills you can rapidly get into […]

Low income health insurance

Low income families are a demographic who have only recently been fully acknowledged by the American government. This in the main is due to the pressure that has been piled onto the government by the American people. You will now find that there are various options of low income health insurance available in the marketplace. […]

International travel health insurance

There are millions of international travelers who journey abroad each and every year. Certain individuals may be departing for a vacation, while others have a business or corporate trip. Perhaps there are even international students who choose to study overseas. However the majority of globetrotters are blissfully unaware that their medical insurance policies will be […]

AARP health insurance

AARP health insurance is a unique type of supplemental insurance plan. The AARP program has an extensive list of client groups, most of which being over the age of 50. The AARP health care plan has regularly been seen as one of the best health insurance plans for seniors and just about anyone that is […]

CIGNA health insurance

CIGNA is a name that is at the forefront of global health insurance. They have now been providing health insurance products and coverage for over 200 years. CIGNA are recognized around the world as a company that delivers outstanding customer service, and their customer base continues to grow. They have a huge range of products […]

Aetna health insurance

Aetna Health Insurance Company is one of the most recognized names in the industry. They are considered an industry leader and offer many forms of general insurance as well as disability, dental and prescription coverage. Aetna can boast a membership base of over 19 million people in their medical plans alone. This does not automatically […]

Nursing home insurance

According to recent government statistics over 50% of all Americans will need some kind of specialized nursing home care at some point in their lives. In fact, 10% of those who are between the ages of 40 and 65 will require nursing home care at some point. Nursing care is extremely expensive. The average costs […]

Long term care insurance

The cost of certain long term care services are often not covered by traditional forms of health insurance or Medicare. This is why you may require Long Term Care Insurance. This will allow you to cover the costs of services required at home to help you deal with the activities of daily living. These benefits […]

Private health insurance companies

The cost of health care in the United States can be extremely expensive. For this reason we have companies that provide Private Health Insurance. This will cover you for all forms of health insurance that is not government funded and also protect you against the rising costs of health care. It is estimated that 239 […]

Short term health insurance

Short term health insurance is intended to provide coverage to individuals who are temporarily without coverage. Someone who has just graduated college and has not yet found employment or someone who has retired earlier than normal would typically be eligible for this short term coverage. Short term insurance typically only lasts for up to six […]

Medical insurance

Nowadays, insurance companies provide many insurance schemes based on many different possibilities that may seem humorous to most people. Insurance such as earthquake insurance may seem quite odd in a location that has never faced an earthquake! For individuals living alone, life insurance may also seem excessive to them. However, an insurance that is a […]

Student health insurance

It is easy to imagine that you don’t need health insurance when you are young, fit and healthy. However, a lack of financial support may place you in serious financial hardship even with a minor injury. Many college or university students may overlook health insurance prior to attending school, although the majority of 4 year […]

Catastrophic insurance

It is extremely important to have some form of health insurance coverage in place, and typically at the most affordable price possible. The least expensive of most health insurance policies is Catastrophic Insurance. As the name suggests, benefits will only be paid in the case of a catastrophe. Generally this would mean coverage for surgery, […]

COBRA health insurance

COBRA (Consolidated Omnibus Budget Reconciliation Act) was instated in 1985 as a form of assurance for those that become unemployed and still need health coverage. When you are unemployed you will be unable to finance a health insurance plan. This will become a major concern for you and your family as it could lead to […]

Medigap insurance

Medicare is an insurance policy to provide you with peace of mind in your latter years. The last thing you want to worry about when you face an illness or repeated health care visits is the cost of care and your dwindling savings’ accounts. Although Medicare pays for most health related services it does not, […]

Online health insurance quotes

If you are looking for an affordable health insurance plan then you may want to start your search online. There are many articles that provide information on what to look for in a good health insurance policy. This will be a good start so you can get a greater understanding on what makes a health […]

Disability insurance

Have you ever thought about what would happen if you get into an accident or become sick with an illness that disables you permanently, or even temporarily to your finances? What happens to your income and the bills that keep piling up? Disability insurance is an insurance product that pays funds to you when you […]

Disability income insurance

Most people never consider disability income insurance until they need it. Unfortunately by the time that you need this coverage, it is often too late. There are millions of people throughout the United States that become disabled, either temporarily or permanently, every year. Many are able to return to work after just a short while. […]

Blue Cross and Blue Shield

Blue Cross and Blue Shield consist of 39 separate organizations that provide health insurance through a variety of companies across the United States. It is estimated that approximately 100 million consumers throughout the United States currently have coverage under the Blue Cross and Blue Shield name. Blue Cross began in 1929 and Blue Shield began […]

Cheapest health insurance for families

Families today seem to be searching for the least expensive alternatives to many of life’s necessities. Of course, health insurance is at the very top of the necessity list. Families, particularly those with children, need health insurance to provide proper medical coverage for all family members. Given the outrageous increases in things such as groceries […]

PPO health insurance

Preferred Provider Option Network or PPO Health Insurance is typically considered the most expensive, and yet the most flexible, form of health insurance. As the name suggests, your insurance company will provide you with a list (network) of health care providers, whom you can use at your discretion. Your insurance company will receive a claim […]