Health Insurance

Health insurance plans

Health insurance plans can be public as well as private insurance policies. They can different options for all kinds of health care needs. There are health insurance plans that are PPOs, HMOs and individual plans. There are special health insurance plans just for children and people over the age of 65. These plans can have […]

Instant health insurance quotes

We are well aware that health insurance is one of life’s essentials. However the thought of having to fight your way through question after question and a pile of paperwork in order to secure a quote can be extremely off-putting. It is obviously best to shop around to ensure that you are getting the best […]

Major medical insurance

Health insurance has been a hot topic in the United States of late. Reliable health coverage is something that you should never go without. However, the price of many health insurance policies today make it more than difficult for all Americans to enjoy complete health coverage. Knowing and understanding the basics of medical insurance is […]

Family health insurance plans

Your family is likely to be the most important thing in your life therefore you should do everything possible to keep them safe and healthy. Family health insurance plans usually consist of an individual, typically a parent, adding the other members of their immediate family to their policy. You will find that by having all […]

Maternity health insurance

Women who are pregnant or who are trying to conceive need to have maternity health insurance to help cover expenses. Having a baby is very expensive and can cost up to $10,000 without maternity health insurance. This kind of health insurance will help cover expenses for prenatal care, ultrasounds and the doctor and fees for […]

Group health insurance

Many people have questions regarding which health insurance is best for them and their individual needs. It is important to understand that not all policies and certainly not all insurance companies are alike. The more you learn and understand about health insurance in general, the more likely you are to end up with coverage that […]

Medical liability insurance

Medical liability insurance is a form of insurance carried by those in the medical field. This type of insurance coverage is for protection from lawsuits and claims made against those in the medical field for negligence and malpractice. Medical liability insurance is a necessary insurance policy for medical professionals to have for their own protection. […]

Temporary health insurance

Temporary health insurance or short term health insurance is designed for healthy individuals and families in transition. It provides a safety net and peace of mind for someone who is no longer covered by their main health insurance policy for whatever reason. There are numerous temporary policies to choose from and the benefits will vary […]

Medicare supplemental insurance

As of January 2006, there are now twelve different standardized Medicare Supplemental Insurance Plans. These plans are labeled from A through L and are sometimes also referred to as MediGap Plans. Each of these twelve plans offers different benefits with Plan A offering the fewest benefits and Plan J offering the most benefits. Plan A […]

Long term health care insurance

Long term health care insurance is designed to pay benefits in the event an individual suffers a disability or chronic illness that requires long term medical care outside of the hospital. This medical care can be given in a long term care facility or in home care. You can purchase long term health care insurance […]

Medical evacuation insurance

With the holiday season fast approaching, millions of Americans are getting ready to jet to various exotic and wonderful locations around the world. How often during your journey to the airport do you find yourself preparing your final check list? Passport…check, Travelers cheques…check, Travel insurance…check. However, have you ever considered medical evacuation insurance? If you […]

Individual dental insurance plans

Keeping your smile perfect can be important not only to your appearance but to your overall health. Maintaining good oral health can even help prevent many illnesses and diseases. Case you haven’t noticed, going to the dentist these days can be extremely expensive. Because of the astronomical expense of going to the dentist nowadays it […]

Short term disability insurance

Do you have a high enough level of savings in place if you were unable to work for a number of months due to a disability or illness? This is exactly what a short term disability insurance policy is for. Recent statistics produced by the Council of Disability Awareness informs us that up to 30% […]

Self employed health insurance

For anyone who is self employed the subject of health insurance is of interest. Self employed health insurance is essential for those who own and operate their own business. You will not neglect your health just because you do not have health insurance. With the high cost of medical bills you can rapidly get into […]

Low income health insurance

Low income families are a demographic who have only recently been fully acknowledged by the American government. This in the main is due to the pressure that has been piled onto the government by the American people. You will now find that there are various options of low income health insurance available in the marketplace. […]

Major medical insurance companies

If you do not qualify for benefits or your employer does not offer health insurance benefits, then you may need a major medical health insurance company. Major medical insurance typically offers low premiums with higher deductibles and is made more affordable for those who do not have access to group insurance plans. These plans cover […]

Individual vision plans

Individual vision insurance plans pay for routine eye exams, contact lenses and glasses. These plans are specific insurance policies that are tailored to take care of some of the medical expenses for the eyes only. Individual vision plans are extremely beneficial for people who have poor eye sight and who would otherwise have to spend […]

International travel health insurance

There are millions of international travelers who journey abroad each and every year. Certain individuals may be departing for a vacation, while others have a business or corporate trip. Perhaps there are even international students who choose to study overseas. However the majority of globetrotters are blissfully unaware that their medical insurance policies will be […]

Travel medical insurance

Travel medical insurance is similar to regular health insurance polices only it covers people who travel. There are two different types of travel insurance policies that you can buy. One is a temporary travel medical insurance plan and ant the other is permanent travel medical insurance. Is travel medical insurance really necessary? Many people ask […]

Dental insurance companies

It is extremely important to take care of your teeth and your overall dental health. It is recommended that your brush your teeth at least twice a day and especially after eating sugary foods. You should also choose a toothbrush that is suited to your mouth and teeth and aim to replace it every 6-8 […]

Group term life insurance

Group term life insurance is mainly available through employee benefits programs. An employer will usually offer this type of insurance at a group rate, which makes it less expensive for an employer and usually a free form of live cover for the employee. Term Insurance is without doubt the least expensive and easiest form of […]

AARP health insurance

AARP health insurance is a unique type of supplemental insurance plan. The AARP program has an extensive list of client groups, most of which being over the age of 50. The AARP health care plan has regularly been seen as one of the best health insurance plans for seniors and just about anyone that is […]

CIGNA health insurance

CIGNA is a name that is at the forefront of global health insurance. They have now been providing health insurance products and coverage for over 200 years. CIGNA are recognized around the world as a company that delivers outstanding customer service, and their customer base continues to grow. They have a huge range of products […]

Aetna health insurance

Aetna Health Insurance Company is one of the most recognized names in the industry. They are considered an industry leader and offer many forms of general insurance as well as disability, dental and prescription coverage. Aetna can boast a membership base of over 19 million people in their medical plans alone. This does not automatically […]

Individual dental insurance

Individual dental insurance plans are an affordable way to deal with the alarmingly high costs of dental care. There are a number of different dental plans to choose from and the benefits vary from plan to plan. Therefore it is important to find a plan that is suited to your own individual circumstances. Your initial […]

Nursing home insurance

According to recent government statistics over 50% of all Americans will need some kind of specialized nursing home care at some point in their lives. In fact, 10% of those who are between the ages of 40 and 65 will require nursing home care at some point. Nursing care is extremely expensive. The average costs […]

Universal life Insurance

Universal life insurance is a form of Whole Life insurance. Whole life insurance provides the person continuous guaranteed life insurance coverage until death. Term life insurance expires after a certain amount of time. Term life insurance is more affordable than whole life insurance because it is not expected to last throughout the person’s entire life. […]

Long term care insurance

The cost of certain long term care services are often not covered by traditional forms of health insurance or Medicare. This is why you may require Long Term Care Insurance. This will allow you to cover the costs of services required at home to help you deal with the activities of daily living. These benefits […]

Hospital indemnity insurance

Hospital indemnity insurance is designed to help offset the rising costs of hospitalization. It is important to understand that when you are forced to spend time in the hospital, these medical expenses are not the only expenses that you incur. If you have a regular job, you may be out the money that you would […]

United Concordia Dental Insurance

Although many Americans now carry health insurance, dental insurance is most often a separate policy and may or may not be offered by their place of employment. One of the dental insurance companies that offers dental insurance in all 50 states across the country is United Concordia Dental Insurance. There are plans for individuals as […]

Private health insurance companies

The cost of health care in the United States can be extremely expensive. For this reason we have companies that provide Private Health Insurance. This will cover you for all forms of health insurance that is not government funded and also protect you against the rising costs of health care. It is estimated that 239 […]

Cheap term life insurance

Term life insurance is a good way to provide for your survivors and ensure that they are well taken care of in your absence without worrying about paying terribly high premiums. Term life insurance is fairly straightforward and easy to understand. Basically, the insurance pays is purchased for a specified term or amount of time, […]

Full coverage dental plans

Healthy teeth and gums are a necessity, but unfortunately regular dentist’s check-ups and other forms of dental care can prove to be extremely expensive. However with the introduction of full coverage dental plans, you are able to offset the majority, if not all, of these costs. When choosing a suitable plan for both you and […]

Affordable medical insurance

Medical insurance is a much needed product today. In finding affordable health insurance, there are many options. The most affordable type of medical insurance that you can purchase is through a group. Group insurance is typically offered through an employer and if you have this option, it is the easiest and least expensive way to […]

Medical malpractice insurance

Medical Malpractice occurs when a medical professional is proven to have acted in a way that is negligent when treating a medical condition or emergency. Examples of malpractice may include an unreasonable delay in treatment or diagnosing a specific medical condition, the complete failure to diagnose a specific medical condition or disease, the misdiagnosis of […]

Short term health insurance

Short term health insurance is intended to provide coverage to individuals who are temporarily without coverage. Someone who has just graduated college and has not yet found employment or someone who has retired earlier than normal would typically be eligible for this short term coverage. Short term insurance typically only lasts for up to six […]

Dental insurance plans

People are often plagued with problems in the teeth and solving these problems can be expensive. Through dental insurance anyone can secure a percentage of their expenses for dental care. There are dental insurance plans for families, individuals or groups. These can be purchased through an employer, online site or even a local insurance agent. […]

Life insurance companies

Purchasing life insurance is a responsible decision you can make for the financial protection and provision of your family in the event of your death. There are all kinds of life insurance companies that offer such policies. But how do you know which life insurance companies are the best? The best way to get an […]

Supplemental dental insurance

Supplemental dental insurance is insurance you carry in addition to your current health care coverage. Some health insurance plans may offer limited dental coverage but most dental needs are not covered. Even a regular dental plan may not be enough to give you adequate insurance on all dental procedures. If you purchase supplemental insurance you […]

Affordable life insurance

Life insurance is a form of protection scheme that is provided by insurance companies so that a family does not have to suffer a financial instability with the death of a member, especially the head of the family. This is because one of its functions is to provide the saved money to the beneficiaries when […]

Medical insurance

Nowadays, insurance companies provide many insurance schemes based on many different possibilities that may seem humorous to most people. Insurance such as earthquake insurance may seem quite odd in a location that has never faced an earthquake! For individuals living alone, life insurance may also seem excessive to them. However, an insurance that is a […]

Student health insurance

It is easy to imagine that you don’t need health insurance when you are young, fit and healthy. However, a lack of financial support may place you in serious financial hardship even with a minor injury. Many college or university students may overlook health insurance prior to attending school, although the majority of 4 year […]

Low cost dental insurance

Although there are many people who have medical insurance, dental insurance is not particularly common. Dental insurance is similar to a medical insurance, except that it covers the costs incurred on dental health. Although dental expenses can amount to large figures, dental insurance can be very cheap if one can research and find the best […]

Catastrophic insurance

It is extremely important to have some form of health insurance coverage in place, and typically at the most affordable price possible. The least expensive of most health insurance policies is Catastrophic Insurance. As the name suggests, benefits will only be paid in the case of a catastrophe. Generally this would mean coverage for surgery, […]

PPO dental plan

PPO stands for preferred provider organization. The PPO dental plan is a particular type of dental insurance which is offered as an incentive to employees of various businesses. The PPO dental plan is also attainable for individuals that are not fortunate enough to receive it as an employee benefit. If you already have dental insurance […]

Vision Insurance for individuals

Many of the insurance policies that an insurance firm provides may seem peculiar and unnecessary to many people in the first sight. For instance, earthquake insurance may seem completely unnecessary in a location that does not even know of an earthquake, let alone suffered from one. However, insurance schemes are designed for specific people and […]

MetLife dental insurance

MetLife is an insurance company that provides a number of insurance products to consumers. MetLife dental insurance is offered by the company for those who need affordable dental coverage. MetLife is one of the most popular insurance companies in the nation and offers solutions for a variety of insurance as well as other financial needs. […]

COBRA health insurance

COBRA (Consolidated Omnibus Budget Reconciliation Act) was instated in 1985 as a form of assurance for those that become unemployed and still need health coverage. When you are unemployed you will be unable to finance a health insurance plan. This will become a major concern for you and your family as it could lead to […]

Globe Life Insurance

Globe Life Insurance is a subsidiary company owned by Torchmark Corporation. The company has over ten billion dollars in high quality holdings of assets that are currently under their direct management. One of their more recognizable investments would be the low cost life insurance and supplemental health insurance plans that they offer for low to […]

Medigap insurance

Medicare is an insurance policy to provide you with peace of mind in your latter years. The last thing you want to worry about when you face an illness or repeated health care visits is the cost of care and your dwindling savings’ accounts. Although Medicare pays for most health related services it does not, […]

Affordable vision insurance plans

When the subject of health insurance plans comes up most people cringe. A lot of people can not afford health insurance plans so they think they can not afford a vision plan either. With the high cost of health care you may be shocked to find out that you can easily find an affordable vision […]

Online health insurance quotes

If you are looking for an affordable health insurance plan then you may want to start your search online. There are many articles that provide information on what to look for in a good health insurance policy. This will be a good start so you can get a greater understanding on what makes a health […]

Mutual life insurance

A mutual life insurance company is one that pays its policy holders dividends. This is the only kind of insurance company that does this. If you are in the market for life insurance you should look into buying your policy from a mutual life insurance company. Mutual life insurance is a life insurance that you […]

Dental insurance for seniors

Dental work can cost hundreds, even thousands of dollars depending on the procedure that needs to be done. It is estimated that nearly 100 percent of people who have the option of dental insurance through an employer take that option, mostly because the cost of dental care has skyrocketed over the past few years. Employers […]

Disability insurance

Have you ever thought about what would happen if you get into an accident or become sick with an illness that disables you permanently, or even temporarily to your finances? What happens to your income and the bills that keep piling up? Disability insurance is an insurance product that pays funds to you when you […]

How much does life insurance cost

Life insurance is one of those necessities of life that many people never consider. However, it is a vitalinstrument to include in financial planning for the future. The actual cost of life insurance will depend on many factors such as the type of the policy, age, existing health factors like obesity, smoking, depression, heart disease, […]

Disability income insurance

Most people never consider disability income insurance until they need it. Unfortunately by the time that you need this coverage, it is often too late. There are millions of people throughout the United States that become disabled, either temporarily or permanently, every year. Many are able to return to work after just a short while. […]

Blue Cross and Blue Shield

Blue Cross and Blue Shield consist of 39 separate organizations that provide health insurance through a variety of companies across the United States. It is estimated that approximately 100 million consumers throughout the United States currently have coverage under the Blue Cross and Blue Shield name. Blue Cross began in 1929 and Blue Shield began […]

AARP dental insurance

AARP stands for American Association of Retired Persons. AARP dental insurance is a form of group insurance that is targeted towards seniors and members of their family. The AARP dental insurance policy will cover various basic dental expenses such as teeth cleaning and routine checkups. After one year of receiving AARP dental insurance you will […]

Whole life insurance

Whole life insurance is a particular form of life insurance which is enforced for the insured individual’s whole lifetime. Most of these policies require annual payments to be made for the plan. Whole life insurance is a sensible alternative to term life insurance as it will pay the beneficiary when the insured individual dies regardless […]

International medical insurance

If you are planning a lengthy vacation or temporary relocation to an international destination then you will have to properly prepare yourself for the venture. There are many tasks that must be completed before you can finally leave for the airport to head overseas. You will need to make sure that your passport is valid […]

Guardian dental insurance

Guardian Dental Insurance is offered primarily through the Guardian Life Insurance Company. Guardian dental insurance is offered through many employers groups as well as in individual form. Group dental insurance options from Guardian help to reduce overall out of pocket expenses related to dental care and offer coverage for preventative as well as diagnostic services. […]

Term life insurance rates

There are a number of different factors that are considered when determining a term life insurance rate. In order to find the best rate, it is important that you understand just what term life insurance is. Term life insurance covers you for a specified period of time. This time is generally between one to ten […]

Individual eye insurance plans

Individual Eye Insurance Plans are often referred to as Vision Insurance Plans and can be a cause for much confusion. This type of insurance plan provides cover for routine and preventative eye care. This may include eye examinations, eyewear such as glasses or contact lenses and other eye related services. You will generally find that […]

Cheap dental insurance

If you receive dental benefits from your employer then you are extremely lucky. Many people do not have the opportunity to take advantage of such benefits. Those that do not already have dental coverage will be forced to either live without coverage or invest in a dental insurance plan. Many of these plans can be […]

Supplemental life insurance

Anyone that already has a life insurance policy has the opportunity to take advantage of further coverage with the use of a supplemental life insurance policy. This type of insurance plan will offer any dependents to be on the policy as well. Additionally, supplemental life insurance can be useful if there is not enough financing […]

Cheapest health insurance for families

Families today seem to be searching for the least expensive alternatives to many of life’s necessities. Of course, health insurance is at the very top of the necessity list. Families, particularly those with children, need health insurance to provide proper medical coverage for all family members. Given the outrageous increases in things such as groceries […]

Vision insurance

Vision insurance is typically offered as an extra to traditional coverage. It is important to understand that if you have been diagnosed with certain eye diseases or you injure your eye, your regular health insurance policy will likely cover treatment. For regular vision checkups, contact lenses and glasses however, traditional insurance will not cover the […]

PPO health insurance

Preferred Provider Option Network or PPO Health Insurance is typically considered the most expensive, and yet the most flexible, form of health insurance. As the name suggests, your insurance company will provide you with a list (network) of health care providers, whom you can use at your discretion. Your insurance company will receive a claim […]